HSBC just launched a new credit card, the HSBC Live+ Card, a card that pays you back for dining, shopping and to sum it up, living up your life!

As a foodie, the most attractive proposition for the Panda is the 8% cashback on dining since we do dine out very regularly. The 8% cashback is on top of the 15% discount at over 200 restaurants across Asia through the Live+ Dining Programme. This include the likes of restaurants we have dined at recently like GU:UM and One Michelin Starred Alma by Juan Amador.

Key perks of HSBC Live+ Card
Earn up to 8% cashback when you charge a minimum qualifying spend of SGD600 per calendar month. Cashback amount is capped at SGD250 per calendar quarter, highest amount for a cashback card in the market today! 

• 8% cashback on Dining, Entertainment and Shopping 
• 5% cashback on Caltex and Shell in Singapore 
• 0.3% cashback on all other qualifying spends 
• Dining programme with accelerated offers and cashback with selected dining 
• What’s more? Dining and Shopping includes online food delivery and online shopping platforms! So earn cashback wherever you order your food on platforms including GrabFood, Deliveroo and Food Panda, or when you shop online on Amazon, eBay, Lazada, Qoo10, Shopee, Taobao!

Do note that for all qualifying spend, except petrol spend, are eligible for both local and overseas spend. Make sure you pack this card for your next overseas travel too!

We hear you, where to apply ain’t it?

And here comes their SingSaver making the deal even better.

Apply for your HSBC Live+ card via SingSaver and stand to receive the following rewards: 

• Receive a FLUJO SmartTrax Standing Desk (worth S$699) or 
• Dyson AM07 (worth S$459) or 
• Sony WF-1000XM5 (worth S$429) or,  
• S$300 eVoucher (Redeem from Merchants such as Shopee, Grab) 

All you need to be is a new HSBC credit card holder, activate and make a minimum S$600 spend by the end of the following calendar month from the card account opening date.

Apply before 30^th September 2024, and HSBC will sweeten the deal with an additional S$100 cashback on top of existing reward when you charge at least 1 qualifying transaction by the end of the month after date of card approval. 

Get up to $900 worth of benefits with HSBC Live+ and SingSaver

• S$300 eVoucher when you sign up with SingSaver
• S$100 cashback from HSBC when you charge 1 qualifying transaction
• S$500 cashback from Live+ Card over 6 months* (T&Cs applies)

Apply for your HSBC Live+ card via SingSaver now!

Our take?

If you do have S$600 calendar month of spend to move around, and cashback is your thing, this is definitely one the card for cash rebates out in the market today. With 8% cashback on dining, and 15% discount at over 200 restaurants across Asia through the Live+ Dining Programme, what’s stopping you from getting the card through SingSaver?

Other key information 

• Annual fee: S$180 (First year annual fee waiver) 
• Annual income eligibility: S$30K Citizens/PR; S$40K Foreigners 
• If cardholders did not meet the minimum spend, a flat 0.3% cashback will be awarded to all qualifying spend. 
• The cashback is computed based on posting date of transactions. For example, if the cardholder spent on 31 June 2024, and posted on 6 July 2024, this transaction will be accorded under July 2024 qualifying spend. 
• Activating and spending min. $500 by end of the following calendar month from the card account opening date. All applicants must provide marketing consent.

Apply for your HSBC Live+ card via SingSaver now!